Financial
Lines

New York City aerial view

Management, Professional and Cyber Liability Solutions
for Complex Exposures

From management and professional liability, to cyber and media liability, our financial lines team delivers solutions for today’s most complex business risks. With specialized underwriting expertise and a commitment to speed and service, we help brokers secure the right coverage for high-stakes exposures.

Explore Tailored E&S Insurance Solutions

Financial Institutions

Cardinal E&S brings deep financial industry experience with the knowledge to evaluate complex and emerging risks including regulatory requirements, lender liability and asset management.

Cornerstone Industries

  • Asset Managers, including Hedge Funds and Mutual Funds
  • Depository Institutions, including Community Banks
  • Insurance Companies
  • Private Equity Firms
  • Registered Investment Advisors and Family Offices
  • REITs and Real Estate Investment Firms
  • Venture Capital Firms 

Our Coverages

  • Directors & Officers (D&O)
  • Employment Practices Liability (EPL)
  • Errors & Omissions (inclusive of BPL and ICPL)
  • Fiduciary Liability
  • Financial Institution Bonds, including ERISA and Mutual Fund bonds 

Private Non-Profit Management Liability

Cardinal E&S simplifies the insurance process and minimizes coverage gaps. With compartmentalized coverage options that work together and don’t overlap, our modular management liability product provides flexibility to get the right coverage mix for your clients’ exposures.

Cornerstone Industries Private

  • Agriculture, Forestry and Fisheries
  • Architects & Engineers
  • Communications
  • Construction
  • Healthcare
  • Hospitality
  • Insurance Agents & Brokers
  • Legal
  • Manufacturing
  • Mineral Industries
  • Miscellaneous Services
  • Professional Services
  • Real Estate
  • Retail Trade
  • Technology
  • Transportation
  • Utilities
  • Wholesale Trade

Cornerstone Industries Non-Profit

  • Chambers of Commerce
  • Charitable Organizations
  • Civic Leagues
  • Foundations
  • Golf and Country Clubs
  • Healthcare
  • Historical Societies
  • Literary Organizations
  • Membership Groups
  • Museums
  • Performing Arts
  • Professional Organizations
  • Recreational Clubs
  • Social Clubs
  • Social Welfare Organizations
  • Trade Associations 

Our Coverages

  • Directors & Officers (D&O)
  • Employment Practices Liability (EPL)
  • Fidelity and Commercial Crime
  • Fiduciary Liability
  • Kidnap, Ransom and Extortion

Public Company Management Liability

Cardinal E&S Management Liability insurance is designed to protect companies and the people who lead them, addressing claims arising from their decisions and actions. Our modular form provides  a flexible policy and streamlined, easy-to-understand language, so you can work with Cardinal E&S to design a policy that meets your clients’ specific needs.

Cornerstone Industries

  • Hospitality
  • Life Sciences
  • Manufacturing
  • Oil and Gas
  • Retail
  • Technology
  • Transportation
  • Utilities

Our Coverages

  • Directors & Officers (D&O)
  • Employment Practices Liability (EPL)
  • Fidelity and Commercial Crime
  • Fiduciary Liability
  • Kidnap, Ransom and Extortion

Cyber, E&O and Media

As cyberattacks continue to escalate, every business faces growing risk. Cardinal E&S provides a market-leading suite of cyber, media, technology, and professional liability insurance products designed to help your clients navigate today’s increasingly complex and evolving exposures.

Cornerstone Industries

  • Construction
  • Entertainment
  • Financial Institutions
  • Hospitality
  • Life Sciences
  • Manufacturing
  • Nonprofits
  • Professional Services
  • Real Estate
  • Retail
  • Technology
  • Telecommunications
  • And more

Our Coverages

  • Cyber
  • Business Interruption
  • Network Failure
  • Cyber Crime
  • Reputational Harm
  • Voluntary Shutdown
  • Payment Card Industry (PCI)
  • Media
  • Miscellaneous Professional Liability
  • Tech E&O

Expertise
Where It Matters
Most

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We’re Here For You

Our world-class talent is uniquely positioned to deliver holistic solutions. 

Brokers, please reach out and let us know how our dedicated teams can help you. 

Key Contact:
Financial Lines

Christopher Clementi

AVP, Financial Lines Wholesale

(347) 918-7177

Cardinal E&S Delivers

Fast, Reliable Underwriting Responses When Timing Matters Most

Quick quotes and timely communication are top priorities. Our streamlined process, underwriting efficiency, and decentralized decision-making enable fast, thoughtful responses for wholesale brokers.

Custom Coverage for Complex, Hard-to-Place Risks

Our underwriting expertise and meaningful capacity allow us to craft tailored insurance solutions that meet the unique needs of your clients.

Proactive Risk Control and Expert Claims Handling

Our industry-leading risk control team helps identify and manage exposures, while experienced claims professionals ensure efficient, effective claim resolution.

Backed by Strength, Built on Trust

Our products and services are backed by CNA—bringing over 125 years of experience, financial strength, and a legacy of reliability.

Financial Strength

Colleagues working at table on laptop
Results

$14.3B

Total Revenue*

$47.5B

Invested Assets*

$11.2B

Statutory Surplus*

*CNA 2024 Financial Highlights

Financial Strength

CNA Financial Corporation

CNA

A (Positive)
A.M. Best
A2 (Positive)
Moody's
A+ (Stable)
S&P
A+ (Stable)
Fitch Rating