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Winding road along lake with Cardinal E&S logo

Bold Solutions for
Excess & Surplus Risks

At Cardinal E&SSM, A CNA Brand, our dedicated teams deliver specialized insurance solutions for brokers facing unique, hard-to-place risks. Our experienced underwriting teams move with speed and precision because we know timing is everything. Cardinal E&S provides brokers with responsive service, deep market expertise, and bold solutions.

Casualty

Empowered with broad underwriting authority, our team structures complex casualty solutions. Flexible and responsive, we tailor coverage to meet the unique needs of each insured.

Financial Lines

Our expertise spans management and professional liability for private, non-profit and public companies, as well as financial institutions. Cardinal E&S delivers tailored protection to address financial, professional and cyber-related exposures.

Healthcare

With deep insight into the healthcare sector, we provide specialized liability insurance for aging services, allied health facilities, and physicians. Our solutions adapt to regulatory changes and the unique risks facing healthcare providers.

Property

Providing primary and excess quota share capacity for complex and high-value commercial property risks, our team delivers fast, flexible underwriting solutions backed by deep market knowledge and specialized expertise.

Your
Success
Is Our
Priority

Cardinal E&S Insurance

Cardinal E&S Delivers

Fast, Reliable Underwriting Responses When Timing Matters Most

Quick quotes and timely communication are top priorities. Our streamlined process, underwriting efficiency, and decentralized decision-making enable fast, thoughtful responses for wholesale brokers.

Custom Coverage for Complex, Hard-to-Place Risks

Our underwriting expertise and meaningful capacity allow us to craft tailored insurance solutions that meet the unique needs of your clients.

Proactive Risk Control and Expert Claims Handling

Our industry-leading risk control team helps identify and manage exposures, while experienced claims professionals ensure efficient, effective claim resolution.

Backed by Strength, Built on Trust

Our products and services are backed by CNA—bringing over 125 years of experience, financial strength, and a legacy of reliability.

Financial Strength

Colleagues working at table on laptop
Results

$14.3B

Total Revenue*

$47.5B

Invested Assets*

$11.2B

Statutory Surplus*

*CNA 2024 Financial Highlights

Financial Strength

CNA Financial Corporation

CNA

A (Positive)
A.M. Best
A2 (Positive)
Moody's
A+ (Stable)
S&P
A+ (Stable)
Fitch Rating